Farmers & Merchants Bank of Central California is a full service community bank that provides a complete range of products and services that help bring growth and prosperity to the communities we serve. For information: www.fmbonline.com or 800-888-1498. Member FDIC.

First Citizens Bank, located in Walnut Creek, is a premier bank who builds strong relationships with our clients. We specialize in business checking, business credit, commerical banking, personal banking, and more. Experience an elevated level to banking at First Citizens.

“Safety and soundness” is a term we’ve taken seriously and spoken of genuinely since 1905. It points to the very foundation of the Mechanics Bank business model that puts safeguarding your money first. For some, business is strictly about profits and losses. For us, it’s about people and mutually beneficial relationships that endure. Understanding that every decision we make affects our clients, our employees and our shareholders, we know that, together, we’re stronger. 

There’s also exceptional strength in our numbers, which far exceed banking industry norms. Well capitalized and highly liquid, we have:

• $18.1 billion in total assets1 
• $15.5 billion in deposits1

Managing a transparent and simple balance sheet free of hedges, derivatives or swaps, we value core banking and lending principles that have allowed us to withstand challenging times, including the 1906 San Francisco earthquake and fire, the Great Depression, and World Wars I and II. At the onset of the Great Recession in 2008, Mechanics Bank was among the first banks in the nation to turn down the Treasury Department’s “Troubled Asset Relief Program” (TARP) assistance.

For over a century, we’ve strived to exceed our clients’ expectations every day by making wise and reasoned decisions that protect their best interests. This has been and will remain our foremost commitment.

Deposits and loan products are offered by Mechanics Bank, Member FDIC, Equal Housing Lender, NMLS # 442116

Disclosures: 

1 FDIC, Consolidated Reports of Conditions and Income, FFIEC 041, 12/31/2022

At Wells Fargo, we are guided by our vision – to satisfy all your financial needs and help you succeed financially. Whether you’re buying a home, paying for education, saving for retirement, investing, or growing your business, we’re here for you. And because we live and work right beside you, we are committed to helping each of our communities thrive.